BANCO® Core Banking

Banking industry is facing new business models, channels, services and variety of products. Increase of competition and customer orientation paradigms in one-side and central bank policies from the other side makes the cumulative and flexible information systems mandatory for the banks. BANCO® Core banking system is designed, as a response to the banks needs in order to facilitate the banking operations and a robust tool to consolidate the banking competition. Core Banking is an integration of banking products, services, administrator and supervision systems that are managed by the access of shared and centric databases. BANCO® Core Banking supports all banking processes according to the central bank and both Islamic banking and conventional banking standards and compliances through an integrated information network to the shared and centric databases.


BANCO® Functional Highlights

  • Maximum Central Bank Adaptation
  • Fully Islamic Sharia and Islamic Banking Compliance (Fully Islamic Retail Banking Processes Support)
  • Conventional Banking Compliance
  • Customer Centric
  • Flexibility and Agility
  • Dynamic Product Definition and New Product Development
  • Industry Standards Compliance
  • Global Capabilities (Multi-Language, Multi-Calendar, Multi-Currency and Multi-Fiscal Year)
  • Dynamic User Interfaces Access Control and Security Management
  • Transaction Auditing
  • Log Management/ Access to the Detailed Transactions
  • Cache Management
  • Dynamic Report Generator
  • Meta Data Management
  • SWIFT Enabled
  • Finance and Ledgers Integration
  • Full Range Channel Support (Internet, Phone, Mobile and E-Mail Through Channel Management)
  • Business Intelligence Advanced Capabilities
  • CRM Connections Support
  • Accruals Accounting System
  • Dynamic Help Configuration
  • Connectivity to Different Information Institutions
  • Dynamic Fees and Charges Calculations
  • Risk Management Infrastructure
  • Multiple and Concurrent Companies Support
  • Expandability and Connection to Other Systems such as Enterprise Resource Planning (ERP), Risk Management, Business Intelligence (BI), Customer Relationship Management (CRM)
  • Send and Receive of Different Type of Messages Such as SMS, E-Mail Using Message Engine and Message Switch to Bank Customers

BANCO® Technology

  • Service Oriented Architecture (SOA)
  • Support for Open Standards
  • Highly Scalable
  • Highly Modular
  • 7*24*365 Operations
  • Central Database
  • Offline Workability
  • Platform Independence
  • Satellite Communication Support
  • Web Support
  • Thin Client Support
  • Maximum Reliability and Performance

BANCO® Performance

  • Over 20 Banks
  • Over 5,000 Branches
  • Over 22,000 Tellers
  • Over 50 Millions of Accounts
  • Over 25 Millions of Customers
  • Over 1000 Transactions per Second (TPS)